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SRINIVASTA / msme-financial-health-passport

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AI/ML credit underwriting engine for credit-invisible MSMEs using alternate data (GST, Account Aggregator, UPI, EPFO). Built with XGBoost and SHAP for explainable, real-time risk assessment. Seamlessly integrates with India's public digital lending rails (ULI & OCEN frameworks).

xgboost synthetic-data explainable-ai financial-inclusion shap ocen uli streamlit-app account-aggregator digital-lending credit-decisioning unified-lending-interface msme-lending open-credit-network gst-analytics python-fintech
  • Updated Jul 15, 2026
  • Python

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